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ASEW Case Studies · Client Scenario: Patricia and Glen's Borrowing
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Client Scenario: Patricia and Glen's Borrowing

Case study walkthrough: Case Study 12 — Patricia and Glen, Older Borrowers, 64 and 67. Practise the model answers as exam-style adaptive questions.

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Client background

Scenario Patricia (64, part-time teacher, £18,000) and Glen (67, retired, state pension £11,500/year plus DB pension £14,000/year = £25,500/year).

Question 3

True or false?

Scenario Patricia (64, part-time teacher, £18,000) and Glen (67, retired, state pension £11,500/year plus DB pension £14,000/year = £25,500/year)

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Adviser Q&A

Question 5

Which term matches: "Joint income: £18,000 + £25,500 = £43,500. At 4.5×: £195,750. Borrowing £75,000 is well within this."

Question 6

What does "Q2. What age concerns does the lender have?" mean?

Question 7

Type the term that means: "Joint income: £18,000 + £25,500 = £43,500. At 4.5×: £195,750. Borrowing £75,000 is well within this."

Question 8

Match each term in "Adviser Q&A" to its meaning

Tap a term, then tap its matching definition.

Question 9

Fill in the blank

______ — This is a second property purchase. SDLT on £155,000 with 3% additional property surcharge: Standard residential SDLT: 0% on £155,000 (under…

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Quick recap

Lock in the essentials before moving on.