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ASEW Case Studies · Client Scenario: Daniel, First-Time Buyer
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Client Scenario: Daniel, First-Time Buyer

Case study walkthrough: Case Study 1 — Daniel, 28, First-Time Buyer. Practise the model answers as exam-style adaptive questions.

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Client background

Scenario Daniel is 28 and works as a project manager earning £38,000 per year. He has saved a £15,000 deposit and wants to purchase a flat in Birmingham priced at £165,000.

Question 3

True or false?

Scenario Daniel is 28 and works as a project manager earning £38,000 per year

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Adviser Q&A

Question 5

Which term matches: "£38,000 × 4.5 = £171,000. With a £15,000 deposit on a £165,000 purchase, he needs £150,000. This is well within a 4.5× multiple."

Question 6

What does "Q2. What type of term assurance would best protect Daniel’s mortgage?" mean?

Question 7

Type the term that means: "£38,000 × 4.5 = £171,000. With a £15,000 deposit on a £165,000 purchase, he needs £150,000. This is well within a 4.5× multiple."

Question 8

Match each term in "Adviser Q&A" to its meaning

Tap a term, then tap its matching definition.

Question 9

Fill in the blank

______ — Daniel’s employer provides 3 months’ full sick pay then SSP (£116.75/week).

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Quick recap

Lock in the essentials before moving on.