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MRT 1 · Unsuitable Borrower Categories
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Unsuitable Borrower Categories

Common categories of ineligible borrower and why lenders exclude them.

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Unsuitable Borrower Categories

Lenders have categories of applicants they will not lend to. Understanding these exclusions is important for mortgage advisers to avoid wasting clients’ time.

Question 3

True or false?

Lenders have categories of applicants they will not lend to

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Key points

Typically ineligible borrowers include Note: “Non-status” lending (lending without full credit assessment) is no longer permitted under MCOB rules.

Question 5

True or false?

Typically ineligible borrowers include

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What the exam tests

Common categories of ineligible borrower and why lenders exclude them.

Question 7

True or false?

Common categories of ineligible borrower and why lenders exclude them