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MRT 1 · Creditworthiness Evaluation
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Creditworthiness Evaluation

The three CRAs, what a credit file contains, and how adverse credit affects mortgage applications.

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Key points

Question 3

Which term matches: "credit score, credit history, current commitments, LTV"

Question 4

What does "Credit Reference Agencies (CRAs)" mean?

Question 5

Match each term in "Key points" to its meaning

Tap a term, then tap its matching definition.

Question 6

Fill in the blank

______ — Payment history, defaults, CCJs, IVAs, bankruptcy, credit applications, current commitments, electoral roll

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What the exam tests

The three CRAs, what a credit file contains, and how adverse credit affects mortgage applications.

Question 8

True or false?

The three CRAs, what a credit file contains, and how adverse credit affects mortgage applications