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FSRE 1 · Client Retirement Planning
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Client Retirement Planning

Annual allowance, MPAA, auto-enrolment minimums, the difference between DB and DC, and when MPAA is triggered.

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Client Retirement Planning

Pension planning is often the largest financial planning need. Advisers must understand both workplace and personal pensions, contribution rules, and tax treatment.

Question 3

True or false?

Pension planning is often the largest financial planning need

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Occupational and Employee Pensions

Question 5

Which term matches: "Pension based on salary and years of service;"

Question 6

What does "Defined Contribution (DC) / Money Purchase" mean?

Question 7

Type the term that means: "Pension based on salary and years of service;"

Question 8

Match each term in "Occupational and Employee Pensions" to its meaning

Tap a term, then tap its matching definition.

Question 9

Fill in the blank

______ — Mandatory for employers; minimum contributions: 8% total (3% employer, 5% employee including tax relief)

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Personal Pensions

Question 11

Which term matches: "Individual arrangement with a pension provider"

Question 12

What does "SIPP (Self-Invested Personal Pension)" mean?

Question 13

Match each term in "Personal Pensions" to its meaning

Tap a term, then tap its matching definition.

Question 14

Fill in the blank

______ — £60,000/year (2024/25) or 100% of earnings — the lower

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What the exam tests

Annual allowance, MPAA, auto-enrolment minimums, the difference between DB and DC, and when MPAA is triggered.

Question 16

True or false?

Annual allowance, MPAA, auto-enrolment minimums, the difference between DB and DC, and when MPAA is triggered

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Additional notes

Question 18

Which term matches: "£60,000"

Question 19

What does "MPAA" mean?

Question 20

Match each term in "Additional notes" to its meaning

Tap a term, then tap its matching definition.

Question 21

Fill in the blank

______ — 8% total (3% employer)